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Comparison5 min readPublished on 28 April 2026

A Shopify alternative with no commission: what you actually save

The €29 subscription is the visible part. The transaction fees are the part that hurts.

The hidden cost of transaction fees

Shopify's basic plan is advertised at €29/month. Less advertised: if you don't use Shopify Payments, a 0.5%–2% fee is added to every sale. And even with Shopify Payments, card fees still apply.

At €10,000 in monthly revenue, 2% is €200 — per month. That's €2,400 a year on top of the subscription. It's a cost line that grows with your success, which is exactly the opposite of what you want.

The BYOK model: 0% on your sales

BYOK means "Bring Your Own Key": you connect your own Stripe, Mollie, PayPlug or PayPal account. Your customers' money flows directly to your provider, then to you. The store platform never sits in the money flow — so it can't skim anything off it.

You pay only two things: a flat platform subscription, and your payment provider's usual fees (e.g. ~1.4% + €0.25 in Europe for Stripe). No extra layer.

The math, over one year

  • Shopify Basic: €29/mo × 12 = €348 + ~2% of €120,000 revenue = €2,400 → ≈ €2,748/year.
  • 0%-commission model: flat subscription (≈ €19/mo) × 12 = €228/year + €0 platform commission.
  • Difference: over €2,500 a year kept — and it grows with your sales volume.

What you don't lose by leaving

We avoid switching tools out of fear of losing features. In reality, the essentials move with you: product pages, secure checkout, order tracking all stay. What you gain on top: the ability to graft the store onto your existing site or socials, instead of rebuilding everything behind one platform.

Frequently asked questions

Does Shopify take a commission on sales?
Yes, unless you use Shopify Payments: a 0.5%–2% fee applies depending on the plan, on top of card fees. A BYOK model removes that platform commission entirely.
How does 0% commission work?
You connect your own payment provider. The money flows through it straight to you; the platform never touches the financial flow and therefore takes nothing from it.
Can I migrate from Shopify?
Yes. You recreate your product pages (AI speeds this up dramatically from a single photo) and reconnect your payment provider. No need to rewrite your existing website.

Launch your store in 5 minutes

0% commission. Embedded anywhere. One photo is all it takes to start.